hoagiepete wrote:I agree most can get through college...I was referring to 4 year colleges. Question, is the degree right for them? Will it give them opportunities that are comparable to the debt amassed? There are many good career opps from 2 year schools as well. Additionally, it is a well known fact that most jobs are going to be technically related in the upcoming decade.
Many would be better off getting a one year certificate or 2 year degree, for a fraction of the cost and enter the job market earlier, with much less debt. Plus, many with technical degrees can make much more than many earning 4 year degrees, depending on the major of course.
Spot on - I'm glad you clarified. I can't tell you the amount of friends I have who stupidly went to an expensive liberal arts school with
no plan whatsoever and ended up getting a totally useless degree and are now jobless and in massive debt. They would have been much better served going to a school more in their budget or even as you suggest a technical 2-year school.
I used to get so mad at my ex-gf, who I was very serious with at one point (and thus concerned about possible future finances), because entering college she turned down a guaranteed scholarship and admittance at a small private 4-year BSN program nursing school in Cleveland that would have made the school relatively affordable for her. Instead, she went to Ohio State to try to make it into their nursing program based on freshman grades. She ended up not doing that great at Ohio State, missing the nursing program by a country mile, and transferring to said private school after wasting a year at Ohio State. She then started paying FULL price - we're talking an extra $12 grand a year because she couldn't get the scholarship back... and what's more... she had to redo the core courses because they were different, adding a FULL year on to her college tenure!

She's never going to pay her debt down... the bitch
It was one thing to try and go to Ohio State, because this other school wasn't fun at all, but after that failed she could have gone to either of our community colleges, which have excellent RN programs, for basically nothing, and gone and gotten her BSN in 2 years after that... probably while the hospital she ended up working for paid at least part of the way.
School is still too expensive, but indeed, people make poor planning and decisions to go along with it.