Enigma869 wrote: In my opinion, offering plans that specifically exclude "well visit coverage", as you call it is irresponsible. The fact of the matter is that people who don't have health insurance do not get checked out by doctors, on a regular basis, and there are plenty of studies out there that confirm this. The fact that you're intimating only old and frail people fall victim to more serious diseases, and thus should have "well visit coverage" is simply ridiculous!
I just want there to be plans that are affordable, so someone doesn't have to choose between a plan they can't afford or no coverage at all. Younger healthy folks are less likely to be sick...I know they still can and do die of serious diseases, but at least they'd be covered for emergency type of needs.
Enigma869 wrote: While I actually agree with this on some level, you're really missing the big picture. Ultimately, with this plan, you're making health insurance cost-prohibitive for many families to protect the people we should be the most concerned about...children, who are dependent upon their parents!
I see your point. Outside of my 6 pt plan - kids would be covered universally if their parents couldn't care for them......but folks do need to be more responsible for having kids they can't afford to have. What my idea would pertain to is those who are in a particular plan would just pay more for the more kids they have. AND....I'd include in-laws and siblings in coverage as well. See...I want more choices as fixes....not just blanket everyone wth an inefficient and ineffective government coverage.
Enigma869 wrote: I couldn't disagree with this more. For the record, I make a very comfortable living, and have superb healthcare. Having said that, to simply de-value human beings because they don't have the means necessary to be able to afford health insurance is inhumane and disgusting! You seem to be of the belief that everyone who is poor in this country simply chooses to be poor. As someone who grew up in the inner city, I can tell you that couldn't be a bigger fallacy! As the great George Carlin once said the notion that "All Men Are Created Equal" is the biggest bullshit story in the universe! Just because everything is great in your utopian paradise doesn't mean you should have compassion for other people. More times than not, this country takes care of those who can't take care of themselves, and that makes me very proud to call America home!
I don't see how not offering Universal Health Care devalues people? I never said that people without coverage should not be treated...but they should just have to pay. Payment plans with decent interest rates should be offered (make that a 7pt plan now!)
Enigma869 wrote: This couldn't be a more uneducated premise. I'm quite sure that you're not a physician and for you to just decide that everyone who is overweight in this country is their own problem is completely ignorant and simply not true, in many cases. I can tell you this...I know MANY people who are close friends of mine who eat more calories in a day than most people eat in three days. They NEVER, EVER exercise, and their weight is perfectly "normal", and in some cases, they are VERY thin! This doesn't mean they're all "healthy", as many of them have high blood pressure and take statins to lower their cholestorol! Your premise simply wants to pick on the people, who your eyes tell you might be at risk for heart disease, when the reality is that there are endless people with the same risk factors who are not remotely obese! I realize that many people in our country believe that obesity is a choice. I've never believed that and never will. I believe that obesity is as much of a "choice" as being gay is!
Obesity was just an example. My objective here is to make people responsible...and it may be flawed...I admit For example, I have serious acid reflux disease. If I don't take my protonix, stop drinking liquor and coffee and lose some weight I don't think my health plan should cover surgery to repair my esophagus. I should still have access to the surgery in an emergency....but it shouldn't be covered.
Enigma869 wrote: I agree that this would be a great opporunity for private enterprise to step in. Remember, nobody is stepping in anywhere, unless the business is profitable. As long as our healthcare system remains unchanged, there will be ZERO financial incentive for anyone to begin opening for-profit "clinics" to serve those not occupying the emergency rooms in our country!
Retailers are already exploring the possibilities of having PA's staff care centers that people could come to for issues that shouldn't be dealt with at an emergency room. I BELIEVE their incentive will be they also hope to steal folks who would find these locations more convenient than their doctor offices. PT 8 of my plan is now...MORE USAGE OF PA's and NP's.