MR

Posted: **Wed Oct 12, 2011 2:57 am**

Well for many years i've been able to use my debit and checking account a certain amount of times and my checking was always free and so was my debit card.Imagine my surprise this month as i've started to be charged a 10 dollar fee for my checking account.Now on top of that 5 dollars now monthly for the flat fee on debit card,WTF??? 15 dollars now just out of the blue.monthly.got to be some bank that doesn't charge these crazy fees.

Posted: **Wed Oct 12, 2011 3:06 am**

Bank of America?

Posted: **Wed Oct 12, 2011 3:07 am**

I would suggest joining a credit union. Here in California you have fee free access to your cash at any 7/11 ATM or any bank's ATM that has the COOP symbol on it. You can also make deposits at most of those same ATMS and have your funds instantly available.

Posted: **Wed Oct 12, 2011 3:55 am**

tater1977 wrote:Bank of America?

Regions,a big chain here in the South and Southeast.

Posted: **Wed Oct 12, 2011 3:56 am**

Don wrote:I would suggest joining a credit union. Here in California you have fee free access to your cash at any 7/11 ATM or any bank's ATM that has the COOP symbol on it. You can also make deposits at most of those same ATMS and have your funds instantly available.

Gonna do something soon.i could've dealt with a five or six dollar monthly fee but i think fifteen dollars is crazy.

Posted: **Wed Oct 12, 2011 4:00 am**

mikemarrs wrote:
tater1977 wrote:Bank of America?

Regions,a big chain here in the South and Southeast.

I just moved mine out of BOA..to a local community bank..with better service and more benefits..
Seems the bank is getting a few new customers..

Posted: **Wed Oct 12, 2011 4:05 am**

Blame this one on the government. Do to their totally fantastic new regulations on banks, the banks are passing on the additional costs to the consumers.

Posted: **Wed Oct 12, 2011 4:26 am**

conversationpc wrote:Blame this one on the government. Do to their totally fantastic new regulations on banks, the banks are passing on the additional costs to the consumers.

Retailers are supposed to reduce their prices the 1.5% they payed for debit card processing. Yeah!! Right!! They won't because they will have to absorb the risks of increased check writing. They had no risk with debit cards. What a game!!

Posted: **Wed Oct 12, 2011 4:30 am**

conversationpc wrote:Blame this one on the government. Do to their totally fantastic new regulations on banks, the banks are passing on the additional costs to the consumers.

Blame it on CONSUMERS!
A smart consumer knows where to go for banking with no fees,
hell I pay everything with credit card and then once the bill comes I pay the total amount off,,, I usually get about $100-$200 cashback Thank You points from Citi ,
You cant expect the government to monitor every little bank or business for fees etc . This day and age if you pay extra fees for a service you couldve gotten for free , you only have yourself to blame

Posted: **Wed Oct 12, 2011 5:37 am**

[quote="Don"]I would suggest joining a credit union. [/quote]

I second that. Recently, I refinanced my auto loan through a credit union. 2.9% financing.

Posted: **Wed Oct 12, 2011 5:44 am**

Yoda wrote:
I second that. Recently, I refinanced my auto loan through a credit union. 2.9% financing.

Another vote for credit unions.

Free checking, low rates on car loans, and mine even offers Visa and MasterCard with non-usurious interest rates.

Posted: **Wed Oct 12, 2011 6:22 am**

Most banks wont do that to you (charge fees ) if you keep 35- 50 grand in there bank, and that doesnt have to be in just a savings account you could be investing that in bonds or the stock market and it still counts toward your free accounts.

Posted: **Wed Oct 12, 2011 6:27 am**

I don't pay fees and I don't have my money in a credit union ...have you guys ever
heard of mattresses?!?! :shock:

Gotta love Capital One ...
Although, we do use a credit union and they are awesome, but so inconvenient ... :wink:

MR

Outrageous Banking Fees

Outrageous Banking Fees