Lora wrote:donnaplease wrote:Anyone who says all Americans don't have access to health care is wrong. All Americans do have access to health care. The question is how it's paid for. Some have insurance, some have health care savings plans, some have Medicare/Medicaid. Those that are left either pay out of pocket, or don't pay at all. They generally don't get turned away though for health care needs.
I have researched this a great deal as I have a relative who is ill and he cannot get affordable health insurance. He has (well,
had) a full time job but they did not provide their employees with health insurance. With his salary and his medical history, there was/is NO health insurance available to him. He does not get adequate health care because of that, so your statement is not correct. I am not sure that I am a proponent of socialize health care, but something needs to be done. People DIE because they cannot get health care.
First off, Lora, I'm sorry to hear about your relative, and hope for the best for him. I will be the first to admit that the system isn't a perfect one. I'd love to see a major overhaul of the system, including making coverage more affordable and available to everyone. I have both medical and dental coverage, but when Dakota gets his wisdom teeth extracted this summer, the first $900 comes out of my pocket. Obviously I'm not happy about that, as I'd prefer to spend that money sitting on a beach somewhere with my family. Any catastrophic health crisis is certain to bankrupt just about anyone. Another thing I'd like to see is tort reform, because many good physicians are leaving their practices because they can't afford to (or simply don't want to) pay the cost of malpractice insurance. I totally believe in a patient's right to sue a practitioner when there is evidence of neglect or misconduct, but our society is so litigious that many people use a malpractice suit as a means to make a quick (or not so quick) buck.
It's a nasty business to be involved in, the health insurance business. I believe many are money-hungry crooks. However, I strongly feel that Medicaid is not the answer, and that's what socialized medicine really is. Having been a Navy wife, I did have access to military hospitals, and my father was a WWII veteran who used the veterans hospitals. Both of those systems seemed to work quite well, so if I could be guaranteed a similar kind of service I would be more open to the idea of it.
It's so frustrating when dealing with a representative from an insurance company who denies benefits for a service, knowing that the person is basically a glorified telemarketer, and has no clue about the medical field. Trust me, I've seen it more than I care to mention. I can only imagine how it would be to get bureaucrats mixed into the fray. Oye!
Unfortunately, from what I've seen and read, people DIE because they're waiting for health care, and that's just not acceptable to me.