President Barack Obama - Term 1 and 2 Thread

General Intelligent Discussion & One Thread About That Buttknuckle

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Postby artist4perry » Sun Nov 08, 2009 7:27 am

Lula wrote:
artist4perry wrote:To wish a sitting President to fail is to doom our country to fail..........having that said...........I still feel he can be misguided, and I can disagree with his choice of actions no matter how well meaning. There needs to be reform of health care.....but no rush to do it......the rush will inevitably fail. Too many people are greedily looking to profit from this already. And I wonder if it will not be the financial ruin of this country. How can we afford it when we are already bankrupt?

Jobs are being lost every day. And people we bailed out are back with their hands extended for more, with little to no showing of how the money even helped at all.

Throwing dollar bills at a problem is not the solution. This needs to be carefully weighed in the ballance.


who? profit how?

some have been trying to reform the system for decades. ted kennedy made it his life's purpose. it really is time and at this point i hardly think it is being rushed through. the dems have had a call out across the aisle, but it seems there is not suggestions/input to create, but rather to stifle, or as the signs indicate- "kill the bill."

enough is enough and i say it is way overdue.


Lula there is always someone profitting off these bills.........pork. Almost 2, 000 pages and you think there is no pork? I am fully agreeing with the need for heath care reform.......but not if it makes things worse.
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Postby Lula » Sun Nov 08, 2009 8:17 am

i don't see this as one of the many pork barrel bills. there is opposition from the many that have their pockets lined by insurance companies, lieberman comes to mind. the way i see it, it is the big insurance companies that stand to lose the most.
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Postby artist4perry » Sun Nov 08, 2009 8:26 am

Lula wrote:i don't see this as one of the many pork barrel bills. there is opposition from the many that have their pockets lined by insurance companies, lieberman comes to mind. the way i see it, it is the big insurance companies that stand to lose the most.


I guess I will have to disagree with some of your views, though I like you as a person......either way you look at it this country is in uncertain times. I just keep my prayers that wise choices will be made, but we are dealing with the congress, wich has a history of doing the wrong thing at the worst of times.
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Postby Lula » Sun Nov 08, 2009 9:53 am

Fact Finder wrote:Well, I guess you won't read it lula, you said you never read my C&P's, but maybe someone will at least get their facts and quit relying on emotions so much.


i don't skip all of your c and p posts!! xoxo

i'm not claiming that insurance companies make too much money or make the most profit, etc.... i'm just saying it is time for health care reform, has been for quite awhile now. not being driven my emotion, tho i feel it is way over due.
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Postby Lula » Sun Nov 08, 2009 1:53 pm

i am looking at the bigger picture. i don't have an option to keep my money and buy a plan out of the school district. i want people to be able to have health insurance. one of the big issues is the question you asked me- "shopping for insurance on the market to see if you couldn't save considerable money? Assuming of course that you and Wyatt are in fairly good health..." for those poor folks dealing with health issues i hate that some are unable to be insured, or for those poor folks that pay their premiums for years only to be dropped because of some loop hole...

we won't agree on this. i don't have a problem helping those less fortunate than myself.
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Postby donnaplease » Sun Nov 08, 2009 7:20 pm

Lula wrote:
we won't agree on this. i don't have a problem helping those less fortunate than myself.


The problem with that is that many of those 'less fortunate' ones drive better cars, have bigger TVs/cell phones/you name it, because they are so 'less fortunate' that they sponge off the government that is so eager to give money away that they don't make them accountable for what they have vs what they need.

My problem isn't about helping those that really need it. It's about those that only want to suck the system dry. So what will wind up happening is that those that are truly 'less fortunate' will wind up still out in the cold because they aren't as wise/manipulative/dishonest as those that don't deserve what they're stealing from the government.

Lula, I was thinking about you on my way to work today. As you know, I'm a nurse. I work in a skilled nursing facility, and I work closely with patients using their Medicare benefits. I want you (and everyone else) to know how that 'government-run health care system' works. Patients can use their Medicare benefits for rehab or skilled nursing care only if they meet certain qualifications (rationing). The first and biggest qualification is that they spend 3 midnights in the hospital. If someone has a stroke, or a heart attack, or falls down a flight of stairs and breaks a hip, they can't access their benefits if the hospital chooses not to keep them over 3 nights. I can't tell you how many times our residents who live in the facility have had to go to the hospital for an acute health change, and have not been able to use those benefits that they are paying for each month, because of that one specific qualification. It sucks.

Now, if someone is so lucky to spend 3 nights in the hospital, then they become eligible to utilize their Medicare Part A benefits. Medicare Part A pays 100% of the Medicare allowed charge (based on resource utilization groups - RUGs) for 20 days. Sounds pretty decent, right? After 20 days, there is a co-payment of about 138 dollars PER DAY that the patient is responsible for. That can be paid for by a secondary insurance (which is usually highly expensive - the government plan alone doesn't get it done), Medicaid, or out of pocket. Now, imagine you have had a massive stroke and need to learn to walk, talk and eat all over again, do you think 20 days is enough time to get it done? Those $138/day fees add up pretty quickly... I can't tell you how many patients we've discharged home because they couldn't afford the co-pay, people who were not remotely ready to be on their own, but the idea of being that far in debt scares them more than being on their own. We don't make them leave if they can't pay, we work it out to make payments, etc. There are facilities that will discharge patients for that very reason though. Sad. You can't pay? Too bad. More rationing.

OK, just suppose you're fortunate enough to have a secondary co-insurance to cover that $138/day. Medicare Part A only allows you a maximum of 100 days per benefit period that they will pay...period! That massive stroke I mentioned earlier - it might take as much as 6 months to realize the full benefit of therapy to regain function. What happens then? You guessed it. They go home and don't get the services they need. Either that, or they become Medicaid recipients and are now fully dependent on the government for their care. You have too much money in the bank (in Virginia, I think 'too much' is about $2000) or happen to be fortunate enough to own your own home? Sorry, not eligible for Medicaid. Cya!

People are getting the shaft even WITH government-run health care. And what's worse, it's the people that really do deserve it! People who've worked hard all their adult lives, paying into the government thinking they might get some return on their investment. Those people that eat canned soup day after day because they have to make the choice between decent food and their monthly medicine. They make one 'meals on wheels' supper last them 3 meals because that's all they have. THESE are the people that deserve our support. Not some sorry ass 20 year old who sits on his ass all day and is too lazy to work, so that he could have health insurance, or the skank-ho "cum dumpster" who has 6 kids by 5 men and the only thing on her mind is the first of the month so she can get that welfare check. Fuck those people. They can do without as far as I'm concerned. (Not those 6 kids, BTW, but their ho-bag mother).

I think this bill is gonna be a cluster, and I think it's going to lead to further decay in our society, because once again we're telling people that they can get something for nothing, as long as there's someone else out there who can foot the bill. It's not about 'helping' those who need it, I think we'd all be willing to do that. It's about deserving what you get. For me, anyway.
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Postby treetopovskaya » Sun Nov 08, 2009 8:35 pm

Today we mourn the passing of a beloved old friend, Common Sense, who has been with us for many years. No one knows for sure how old he was since his birth records were long ago lost in bureaucratic red tape. He will be remembered as having cultivated such valuable lessons as knowing when to come in out of the rain, why the early bird gets the worm, life isn’t always fair, and maybe it was my fault.

Common Sense lived by simple, sound financial policies (don’t spend more than you earn) and reliable parenting strategies (adults, not children, are in charge). His health began to deteriorate rapidly when well intentioned but overbearing regulations were set in place. Reports of a six-year-old boy charged with sexual harassment for kissing a classmate; teens suspended from school for using mouthwash after lunch; and a teacher fired for reprimanding an unruly student, only worsened his condition.

Common Sense lost ground when parents attacked teachers for doing the job they themselves failed to do in disciplining their unruly children. It declined even further when schools were required to get parental consent to administer Panadol, sun lotion or a sticky plaster to a student but could not inform the parents when a student became pregnant and wanted to have an abortion.

Common Sense lost the will to live as the Ten Commandments became contraband; churches became businesses; and criminals received better treatment than their victims.

Common Sense took a beating when you couldn’t defend yourself from a burglar in your own home and the burglar can sue you for assault.

Common Sense finally gave up the will to live after a woman failed to realize that a steaming cup of coffee was hot. She spilled a little in her lap and was promptly awarded a huge settlement.

Common Sense was preceded in death by his parents, Truth and Trust; by his wife, Discretion; by his daughter, Responsibility; and by his son, Reason. He is survived by three stepbrothers: I Know My Rights, Someone Else is to Blame, I’m A Victim.

Not many attended his funeral because so few realized he was gone. If you still remember him, pass this on. If not join the majority and do nothing.

- by Anonymous
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Postby Carrington » Mon Nov 09, 2009 12:04 am

treetopovskaya wrote:Today we mourn the passing of a beloved old friend, Common Sense, who has been with us for many years. No one knows for sure how old he was since his birth records were long ago lost in bureaucratic red tape. He will be remembered as having cultivated such valuable lessons as knowing when to come in out of the rain, why the early bird gets the worm, life isn’t always fair, and maybe it was my fault.

Common Sense lived by simple, sound financial policies (don’t spend more than you earn) and reliable parenting strategies (adults, not children, are in charge). His health began to deteriorate rapidly when well intentioned but overbearing regulations were set in place. Reports of a six-year-old boy charged with sexual harassment for kissing a classmate; teens suspended from school for using mouthwash after lunch; and a teacher fired for reprimanding an unruly student, only worsened his condition.

Common Sense lost ground when parents attacked teachers for doing the job they themselves failed to do in disciplining their unruly children. It declined even further when schools were required to get parental consent to administer Panadol, sun lotion or a sticky plaster to a student but could not inform the parents when a student became pregnant and wanted to have an abortion.

Common Sense lost the will to live as the Ten Commandments became contraband; churches became businesses; and criminals received better treatment than their victims.

Common Sense took a beating when you couldn’t defend yourself from a burglar in your own home and the burglar can sue you for assault.

Common Sense finally gave up the will to live after a woman failed to realize that a steaming cup of coffee was hot. She spilled a little in her lap and was promptly awarded a huge settlement.

Common Sense was preceded in death by his parents, Truth and Trust; by his wife, Discretion; by his daughter, Responsibility; and by his son, Reason. He is survived by three stepbrothers: I Know My Rights, Someone Else is to Blame, I’m A Victim.

Not many attended his funeral because so few realized he was gone. If you still remember him, pass this on. If not join the majority and do nothing.

- by Anonymous



Classic!!......
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Postby strangegrey » Mon Nov 09, 2009 12:55 am

Absolutely!

Great post Tree!
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Postby Lula » Mon Nov 09, 2009 1:12 am

donnaplease wrote:
Lula wrote:
we won't agree on this. i don't have a problem helping those less fortunate than myself.


The problem with that is that many of those 'less fortunate' ones drive better cars, have bigger TVs/cell phones/you name it, because they are so 'less fortunate' that they sponge off the government that is so eager to give money away that they don't make them accountable for what they have vs what they need.

My problem isn't about helping those that really need it. It's about those that only want to suck the system dry. So what will wind up happening is that those that are truly 'less fortunate' will wind up still out in the cold because they aren't as wise/manipulative/dishonest as those that don't deserve what they're stealing from the government.



now you're talking about welfare reform, i'm all for that as well. those abusing the system are already in it and receive health care through the various programs in place. i want a person who works their whole life to build a home, pays their premiums, and then receives an unfortunate health diagnosis to keep their home and receive care, not to lose everything, including their life.

i don't claim medicare is perfect. i went through both of my parents need for care under medicare and there were issues. to sit idly by tho and claim it is better to do nothing than do something is a cop out and not why i think we live a great country. the house passed a bill last night now we'll see what congress can do.

things haven't become a disaster overnight and they will not be fixed overnight, but we have to start somewhere. in a perfect world, as things progress problems will be discovered and ironed out. i still have to say it is better try and fix this rather than do nothing. we can't continue with the system in place.
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Postby donnaplease » Mon Nov 09, 2009 2:20 am

Lula wrote:
donnaplease wrote:
Lula wrote:
we won't agree on this. i don't have a problem helping those less fortunate than myself.


The problem with that is that many of those 'less fortunate' ones drive better cars, have bigger TVs/cell phones/you name it, because they are so 'less fortunate' that they sponge off the government that is so eager to give money away that they don't make them accountable for what they have vs what they need.

My problem isn't about helping those that really need it. It's about those that only want to suck the system dry. So what will wind up happening is that those that are truly 'less fortunate' will wind up still out in the cold because they aren't as wise/manipulative/dishonest as those that don't deserve what they're stealing from the government.



now you're talking about welfare reform, i'm all for that as well. those abusing the system are already in it and receive health care through the various programs in place. i want a person who works their whole life to build a home, pays their premiums, and then receives an unfortunate health diagnosis to keep their home and receive care, not to lose everything, including their life.

i don't claim medicare is perfect. i went through both of my parents need for care under medicare and there were issues. to sit idly by tho and claim it is better to do nothing than do something is a cop out and not why i think we live a great country. the house passed a bill last night now we'll see what congress can do.

things haven't become a disaster overnight and they will not be fixed overnight, but we have to start somewhere. in a perfect world, as things progress problems will be discovered and ironed out. i still have to say it is better try and fix this rather than do nothing. we can't continue with the system in place.


I'm talking about PERSONAL reform, something for which I'm sure I'll never see in my lifetime. Our values are heading down the wrong path, with ever increasing motto of 'if it feels good, do it' and a lack of the knowledge of right and wrong. I worry about the world my kids will have to live in in the years to come...

I don't suggest a do-nothing status either. I think things can always be improved upon. However, just to throw our hands up and say 'let the government run it so that everyone gets a piece of the pie' is the absolute wrong way to go. The scenarios you describe, Lula, will NEVER happen. Things will NOT get better. They will get worse. This is not a "start somewhere" type of thing. If that were the case, we would see incremental changes, not sweeping radical shifts turning everything up on it's ear. The problem is, when you're dealing with the government in general and politicians specifically, you can't count on them to say what they mean and mean what they say. Too many late night, back door agreements and "I'll scratch your back if you scratch mine" deals going on. Politicians lie, period. And there have been too many falsehoods, innuendos, and spins on this to make me believe I can trust them. It's more about a legacy than about helping the people that need it, IMO. I heard a snippet of BO's speech to the House yesterday, and what I found ironic and frankly insulting was his lecture about delaying on a decision and how it affects people. WTF? He needs to practice what he's preaching and be the commander-in-chief. Of course, none of us are stupid. We know exactly what's causing that hold up...

One more thing... you can fight an insurance company if you disagree with something they've done. You have no recourse with the federal government. Who ya gonna argue your case to?
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Postby treetopovskaya » Mon Nov 09, 2009 3:05 am

donnaplease wrote:
Lula wrote:
donnaplease wrote:
Lula wrote:
we won't agree on this. i don't have a problem helping those less fortunate than myself.


The problem with that is that many of those 'less fortunate' ones drive better cars, have bigger TVs/cell phones/you name it, because they are so 'less fortunate' that they sponge off the government that is so eager to give money away that they don't make them accountable for what they have vs what they need.

My problem isn't about helping those that really need it. It's about those that only want to suck the system dry. So what will wind up happening is that those that are truly 'less fortunate' will wind up still out in the cold because they aren't as wise/manipulative/dishonest as those that don't deserve what they're stealing from the government.



now you're talking about welfare reform, i'm all for that as well. those abusing the system are already in it and receive health care through the various programs in place. i want a person who works their whole life to build a home, pays their premiums, and then receives an unfortunate health diagnosis to keep their home and receive care, not to lose everything, including their life.

i don't claim medicare is perfect. i went through both of my parents need for care under medicare and there were issues. to sit idly by tho and claim it is better to do nothing than do something is a cop out and not why i think we live a great country. the house passed a bill last night now we'll see what congress can do.

things haven't become a disaster overnight and they will not be fixed overnight, but we have to start somewhere. in a perfect world, as things progress problems will be discovered and ironed out. i still have to say it is better try and fix this rather than do nothing. we can't continue with the system in place.


I'm talking about PERSONAL reform, something for which I'm sure I'll never see in my lifetime. Our values are heading down the wrong path, with ever increasing motto of 'if it feels good, do it' and a lack of the knowledge of right and wrong. I worry about the world my kids will have to live in in the years to come...

I don't suggest a do-nothing status either. I think things can always be improved upon. However, just to throw our hands up and say 'let the government run it so that everyone gets a piece of the pie' is the absolute wrong way to go. The scenarios you describe, Lula, will NEVER happen. Things will NOT get better. They will get worse. This is not a "start somewhere" type of thing. If that were the case, we would see incremental changes, not sweeping radical shifts turning everything up on it's ear. The problem is, when you're dealing with the government in general and politicians specifically, you can't count on them to say what they mean and mean what they say. Too many late night, back door agreements and "I'll scratch your back if you scratch mine" deals going on. Politicians lie, period. And there have been too many falsehoods, innuendos, and spins on this to make me believe I can trust them. It's more about a legacy than about helping the people that need it, IMO. I heard a snippet of BO's speech to the House yesterday, and what I found ironic and frankly insulting was his lecture about delaying on a decision and how it affects people. WTF? He needs to practice what he's preaching and be the commander-in-chief. Of course, none of us are stupid. We know exactly what's causing that hold up...

One more thing... you can fight an insurance company if you disagree with something they've done. You have no recourse with the federal government. Who ya gonna argue your case to?


this is a REALLY good post donna! }:C) wow... you took the thoughts right out of my head! }:C)

a group of us went to see mj's 'this is it' yesterday. one mj quote really struck me... he was talking about healing the earth... how people just think "they" will fix it... "who is they? the government?" even mj got it. }:C) it starts with the person in the mirror. if we want true change... WE have to do it ourselves... we have to start being responsible for our own lives. big gov is not the answer... it will chip at our freedoms slowly.
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Postby Lula » Mon Nov 09, 2009 4:47 am

personal responsibility is awesome!!

i just ask myself the question- what would jesus do?

big government has been in place for some 8 years, it isn't just starting. you folks have your opinions and i have mine. we vote for the folks we choose and hope they don't disappoint too much.

donna, i am not speaking of impossible scenarios. what is impossible about not wanting someone to lose all they have, including their life because their insurance policy all of sudden doesn't cover their health care needs? seriously, this is what i'm talking about. i don't expect a public option to heal the world, but i expect it is a good direction to help many folks. we don't live in a perfect world. we are all human and therefore make mistakes by nature; learning form said mistakes is how we grow.
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Postby Lula » Mon Nov 09, 2009 5:20 am

donnaplease wrote:One more thing... you can fight an insurance company if you disagree with something they've done. You have no recourse with the federal government. Who ya gonna argue your case to?


good luck fighting an insurance company. if you want to fight the feds you go to court and you vote.
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Postby RedWingFan » Mon Nov 09, 2009 6:16 am

Lula wrote:
donnaplease wrote:One more thing... you can fight an insurance company if you disagree with something they've done. You have no recourse with the federal government. Who ya gonna argue your case to?


good luck fighting an insurance company. if you want to fight the feds you go to court and you vote.

We go to court to vote????
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Postby strangegrey » Mon Nov 09, 2009 6:51 am

Lula wrote:good luck fighting an insurance company. if you want to fight the feds you go to court and you vote.



The difference, Lula, is that you can reason with an insurance company...and if they don't listen, you take your business elsewhere.

When the public option puts every insurance company out of business in about 5-8 years...you will NEVER win against the federal medical stazi. You will be told what procedures to get, what drugs to take, what penalties you will pay if you don't take the drugs, how many years you will spend in jail if you dare seek a second medical opinion....and ultimately, what procedures are best for your end of life medical scenario.


If you think that voting in new leadership is going to empower you to enact change to this system, once it has taken control of your life and the lives of your family....think again. Once this machine is up and rolling, you will never be able to change it, no matter how many second thoughts you have about it.


Pray you don't have any hidden medical problems yet to rear their ugly heads. I'm scared to death for the medical well being of my family now that this cvnt Nancy Pelossi has decided for me....


This is a dark time in our expresion of liberty.



Ironically, the Liberals are the ones that claim they are champions of compassion. Ironic, since they have orcestrated a bill that is completely devoid of it. When the first doctor violates his hypocratic oath because that's what the fed ordered him to do....the blood of his patient will be on Nancy Pelossi's hands. Reid's hands. YoMamma's hands.

but here's the big difference....those pieces of shit don't care. Pelossi wont lose a wink of sleep, neither will that waste of oxygen casting 1000 times more shame in the white house than his predecessor ever could.....even with a million death panel dead....it wont mater one bit to them.


For their goal is to make a money and power grab on 1/6 of the commerce in this country. Capitalism doesn't have to die by painting it with an evil brush and hoping that stupid people in the world buy it.

All they have to do is take a huge chunk of commerce away from us and tell us it's for our own good. :roll:
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Postby strangegrey » Mon Nov 09, 2009 8:52 am

Teabag?

He actually used that fucking term?

What a low life piece of shit.

Those that voted for him should be ashamed of themselves. Jesus....Teabag....
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Postby strangegrey » Mon Nov 09, 2009 9:41 am

Fact Finder wrote:Teabag extremist. :shock: Actually, I'm not shocked. :oops: :(



I am...I thought he was a little shrewder than that. If he continues with this sorta thing, he's going to end up leaving office worse off than Bush... :roll:
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Postby Jana » Mon Nov 09, 2009 9:43 am

strangegrey wrote:Teabag?

He actually used that fucking term?

What a low life piece of shit.

Those that voted for him should be ashamed of themselves. Jesus....Teabag....


And everybody who voted for Bush-lite should be so proud of themselves. :lol: :lol: I call him Bush-lite b/c he will never measure up to his father, a man I admire.
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Postby Ehwmatt » Mon Nov 09, 2009 9:52 am

Jana wrote:
strangegrey wrote:Teabag?

He actually used that fucking term?

What a low life piece of shit.

Those that voted for him should be ashamed of themselves. Jesus....Teabag....


And everybody who voted for Bush-lite should be so proud of themselves. :lol: :lol: I call him Bush-lite b/c he will never measure up to his father, a man I admire.


Yeah yeah typical fuckin red herring/straw man, Obumblefuck is a joke
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Postby Lula » Mon Nov 09, 2009 10:03 am

strangegrey wrote:
Lula wrote:good luck fighting an insurance company. if you want to fight the feds you go to court and you vote.



The difference, Lula, is that you can reason with an insurance company...and if they don't listen, you take your business elsewhere.



so i don't have the energy to respond to everyone, lol.

but this one made me go huh? :lol: i've never heard any success stories and how shitty to have paid your premiums for years to be denied care. going to another carrier will require you to disclose that pesky preexisting condition.....

and redwing- we go to court and we vote- 2 separate activities, don't be a butt head :roll:
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Postby Jana » Mon Nov 09, 2009 10:04 am

Lula wrote:
strangegrey wrote:
Lula wrote:good luck fighting an insurance company. if you want to fight the feds you go to court and you vote.



The difference, Lula, is that you can reason with an insurance company...and if they don't listen, you take your business elsewhere.



so i don't have the energy to respond to everyone, lol.

but this one made me go huh? :lol: i've never heard any success stories and how shitty to have paid your premiums for years to be denied care. going to another carrier will require you to disclose that pesky preexisting condition.....

and redwing- we go to court and we vote- 2 separate activities, don't be a butt head :roll:


yep, and they put riders on those preexisting conditions.
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Postby verslibre » Mon Nov 09, 2009 10:09 am

Fact Finder wrote:Head O State :lol: :lol:

I want a BIG O! Only $34.95

http://headostate.com/#


Image

You love your Candidate...Let him love you back...

ROFLMAO :lol:


WTF!!! Bwahahahahahahahahahahahahahaha!!!!!!!!!!! :lol: :lol: :lol:
"Heer's ta swimmen wid bowlegged wimmen!"
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Postby Michigan Girl » Mon Nov 09, 2009 10:54 am

verslibre wrote:
Fact Finder wrote:Head O State :lol: :lol:

I want a BIG O! Only $34.95

http://headostate.com/#


Image

You love your Candidate...Let him love you back...

ROFLMAO :lol:


WTF!!! Bwahahahahahahahahahahahahahaha!!!!!!!!!!! :lol: :lol: :lol:


Could you even imagine... ?!?:shock: :wink:
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Postby strangegrey » Mon Nov 09, 2009 11:02 am

Lula wrote:
strangegrey wrote:
Lula wrote:good luck fighting an insurance company. if you want to fight the feds you go to court and you vote.



The difference, Lula, is that you can reason with an insurance company...and if they don't listen, you take your business elsewhere.



so i don't have the energy to respond to everyone, lol.

but this one made me go huh? :lol: i've never heard any success stories and how shitty to have paid your premiums for years to be denied care. going to another carrier will require you to disclose that pesky preexisting condition.....

and redwing- we go to court and we vote- 2 separate activities, don't be a butt head :roll:



Look no further. I've had success on two significant ocasions convincing my health care insurance provider to pony up and cover medical procedures that were initially deemed not-covered.

First, when my son was hospitalized 4 years ago....the insurance co tried to back out of a series of catscans (which would have left us with a 30k bill). We challenged them, with the help of our doctors, and convinced them it was a necessary procedure...and they ultimately covered the bill.

More recently, I had a vasectomy. I was given a general anasthetic during the procedure. Something the insurance company fought us on for over for 2 months. ultimately, they caved, when I threatened legal action at both the doctor and the insurance company....claiming, rightfully so, that no one came to me and presented alternate antestheic options.


In both cases, I was successful in appealing to the insurance provider to justify the cost of medical expenses.

Does every medical insurance claim get successfully challenged these days? No....but it's still all in all possible.


You go ahead and try the above with the federal government (when they take over the job)...and see how far you get. You'd be lucky if you actually got to talk to a human being before being told to fill out form GM-12-f-A, to submit it with a notary and wait 8-10 weeks for confirmation of receipt and additional 9-12 months before a decission.....If that doesn't work? Try suing the federal goverment......better yet, try threatening to sue the federal government! :roll:


If you think things are bad now? wait until the federal government gets a hold of the process....




....hell, the federal government can't get a fucking H1N1 vaccine out in a timely process. How do you expect them to cover your medical needs?
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Postby Ehwmatt » Mon Nov 09, 2009 11:03 am

strangegrey wrote:
Lula wrote:
strangegrey wrote:
Lula wrote:good luck fighting an insurance company. if you want to fight the feds you go to court and you vote.



The difference, Lula, is that you can reason with an insurance company...and if they don't listen, you take your business elsewhere.



so i don't have the energy to respond to everyone, lol.

but this one made me go huh? :lol: i've never heard any success stories and how shitty to have paid your premiums for years to be denied care. going to another carrier will require you to disclose that pesky preexisting condition.....

and redwing- we go to court and we vote- 2 separate activities, don't be a butt head :roll:



Look no further. I've had success on two significant ocasions convincing my health care insurance provider to pony up and cover medical procedures that were initially deemed not-covered.

First, when my son was hospitalized 4 years ago....the insurance co tried to back out of a series of catscans (which would have left us with a 30k bill). We challenged them, with the help of our doctors, and convinced them it was a necessary procedure...and they ultimately covered the bill.

More recently, I had a vasectomy. I was given a general anasthetic during the procedure. Something the insurance company fought us on for over for 2 months. ultimately, they caved, when I threatened legal action at both the doctor and the insurance company....claiming, rightfully so, that no one came to me and presented alternate antestheic options.


In both cases, I was successful in appealing to the insurance provider to justify the cost of medical expenses.

Does every medical insurance claim get successfully challenged these days? No....but it's still all in all possible.


You go ahead and try the above with the federal government (when they take over the job)...and see how far you get. You'd be lucky if you actually got to talk to a human being before being told to fill out form GM-12-f-A, to submit it with a notary and wait 8-10 weeks for confirmation of receipt and additional 9-12 months before a decission.....If that doesn't work? Try suing the federal goverment......better yet, try threatening to sue the federal government! :roll:


If you think things are bad now? wait until the federal government gets a hold of the process....




....hell, the federal government can't get a fucking H1N1 vaccine out in a timely process. How do you expect them to cover your medical needs?


Lula, honestly, ask any doctor or person that deals with Medicare paperwork how much fun that is... I can only imagine if the whole population were enrolled in a similar program. It's WAY worse than even the most inefficient big private insurer. Wayyyyy worse. The paperwork alone will be a complete joke, let alone trying to get administrative help when you're having a problem with coverage.
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Postby strangegrey » Mon Nov 09, 2009 11:05 am

Lula wrote:and redwing- we go to court and we vote- 2 separate activities, don't be a butt head :roll:


Btw, you spoke as if these two were two similarly useful actions in fighting federal wrongs.


I hope you realize that when this health care abortion gets passed, no amount of remorse voting will change the damage it does. So you're out of luck with the 'vote' option.



When you decide to sue the government....who are you gonna put on the subpeona? Nancy Pelossi, Harry Reid or Barry Obama? Do you work a government job?
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Postby Ehwmatt » Mon Nov 09, 2009 11:08 am

strangegrey wrote:
Lula wrote:and redwing- we go to court and we vote- 2 separate activities, don't be a butt head :roll:


Btw, you spoke as if these two were two similarly useful actions in fighting federal wrongs.


I hope you realize that when this health care abortion gets passed, no amount of remorse voting will change the damage it does. So you're out of luck with the 'vote' option.



When you decide to sue the government....who are you gonna put on the subpeona? Nancy Pelossi, Harry Reid or Barry Obama? Do you work a government job?


lol, don't be ridiculous, we won't need to sue the government for problems with care/coverage, the care will be perfect, chocolate drinking fountains will be on every corner, and poor mothers of 6 will get any free plastic surgery they want.
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Postby Lula » Mon Nov 09, 2009 11:23 am

i get real tired of being the only one debating you all. i need my teammates!!

we vote for the politicians we believe will represent our positions, we vote for the opposition to remove someone we don't like. if i have to explain that process forget it!!

i'm done here for the evening.

8)
Until we meet again, may God
Hold you in the palm of his hand.

for Dean
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Postby strangegrey » Mon Nov 09, 2009 11:54 am

Lula wrote:i get real tired of being the only one debating you all. i need my teammates!!

we vote for the politicians we believe will represent our positions, we vote for the opposition to remove someone we don't like. if i have to explain that process forget it!!

i'm done here for the evening.

8)



Do you really think that the politicians in current office are representing your best interests? because the majority of this country doesn't feel that way. They didn't feel that way when TARP I or II was passed...and they STILL don't feel that way now.

Yet despite overwhelming evidence presented to these people to such fact, they continue to vote this way....


If you thought 2008 was a monumental electoral year, wait until 2010. Congress as a whole, incumbant dem and repub, will get thrown out on their asses.....


If you think that the current health care bill is in your best interest and represents your position, you clearly have not read enough of the 1900 page document. I wish you the best of luck, Lula...I really do. you're going to need it!
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